* 1.99% Annual Percentage Rate (APR) is a limited time offer and is effective as of 2/3/14. Available for a new GFA auto loan or refinancing from another institution only, and is subject to change without notice. Lowest 36-month new auto loan APR available with .50% discount from GFA Federal Credit Union. The .50% off auto loan rate cannot be combined with any other offer. Three years or 36-month term – $285.82 monthly payment per $10,000 borrowed. Loans require lending approval. Rates may vary based on vehicle age, underwriting and credit review. Application and documentation fee may apply at closing. Existing GFA Federal Credit Union auto loans are not eligible for this promotion. Other rates and terms available. Hurry, rates are subject to change without notice.